BrightFin.Blue Equipment Financing Model
Working backwards from customer pricing: Can we afford the loan at this rate?
Machine Model
Hyperion Double - £10,790
Hyperion Single - £8,830
Callisto 1screen - £8,054
Callisto Double - £10,190
Europa - £6,000
Standard Upgrade Kit - £2,800
Select machine type
Number of Machines
Customer Lease (£/machine/month)
Other Revenue (£/machine/month)
DOOH ads, listing fees, retail media
Customer Contract Period
3 years
4 years
5 years
6 years
7 years
Length of customer agreement
Interest Rate (Fixed)
Lender rate (fixed)
Loan Term (Fixed)
Debt repayment period
Target DSCR
Revenue Mix Breakdown
Customer Lease Revenue
Other Revenue Streams
Total Monthly Revenue
Total Revenue → Bright.Blue
Monthly Revenue (All Sources)
Annual Revenue
Bright.Blue → SPV
Monthly Payment Required
DSCR Coverage
SPV → Lender
Equipment Financed
Monthly Debt Service
Bright.Blue Economics
Monthly Margin
Margin %
Total Contract Margin
Per Machine Monthly Economics
Quick Scenario Tests
Lease-Heavy Model
£250 lease + £100 other
50/50 Split
£150 lease + £150 other
Media-Heavy Model
£100 lease + £200 other
7-year contract
Longer customer commitment